Texas Capital Bancshares is the holding company for Texas Capital Bank, which has about 10 branches in Austin, Dallas, Fort Worth, Houston, Plano, and San Antonio. Targeting high-net-worth individuals and middle-market businesses (with a focus on sectors such as real estate and financial services, transportation, communications, petrochemicals, and mining), the bank offers personal and commercial deposit accounts, Visa credit cards, commercial loans and mortgages, equipment leasing, wealth management, and trust services. Online banking is offered through its BankDirect division.